2015 health insurance marketplace competitiveness study

Even though it’s only the beginning of 2015, insurers are already starting to think about 2016 rate filings. Using 2014-2015 Health Insurance Marketplace data, we looked for correlations between silver plan premiums and variables such as the number of carriers and plans in a rating area, available industry metrics, and the structure of provider networks in each rating area. The analysis in this healthcare reform paper by Milliman’s Doug Norris, Matthew Smith, and Samuel Bennett focuses on the second-lowest-cost silver plan offered in each market and discovers some interesting findings.