Thanks to everyone who participated in our poll asking how best to manage adverse selection if the PPACA individual mandate is struck down. The top three answers were:

• “Use limited enrollment windows to reduce the occurrence of people joining a plan only when they become sick”: 28%
• “Enforce a penalty that escalates the longer people wait to buy coverage”: 23%
• “Sever the high-risk population into a separate pool to keep costs for the general population down”: 18%

 
In upcoming posts we’ll take a look at each of these options in a bit more detail.