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Understanding long-term care premium movement

January 18th, 2010

A new article in Investment News looks at long-term care premium increases. Here’s an excerpt:

The magnitude of the coming rate hikes will vary according to the type of coverage and the client’s experience in the pool, said Allen Schmitz, principal and consulting actuary at Milliman Inc.

Holders of richer LTC policies offering inflation protection or lifetime benefits could face higher rate hikes because more of them than expected are holding on to their policies and beginning to make claims, he said.

Read the full article here.

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